Losing your wallet or purse is never a good thing and I am guessing that most of us have.
The first thing you should do is to find out for sure if it is lost, stolen or misplaced. This is important because the next steps you should take make everything in your wallet useless to a criminal, which in turn, makes it very difficult for you if your wallet is found underneath your car seat.
Before you take these steps, make sure to look everywhere in your home, car, etc. Then call places that you have been to recently such as restaurants and stores.
Now, if you are sure it is lost or stolen, you should contact your credit card companies and if they were issued by a bank, contact them also. Ask them to suspend your cards because they were lost or stolen, then ask for them to send you new cards.
Next, place a Credit Freeze on your Credit Accounts through Experian, Equifax and Trans-Union. This prevent anyone from opening new credit using your information. Information can be obtained on Credit Freezes through the company websites or www.clarkhoward.com.
Then you should contact the police where you live and make a report and then to your local Department of Motor Vehicles office to report your drivers license is missing.
If your keys were in your purse, then you should change the locks on your home and at the very least, have them re-keyed.You should then contact the Social Security Administration and report that your social security card is missing. Then again, you should not even carry your social security card because you know your number by heart, right?
Now, once everything is replaced and you are at peace, make a front and back copy of everything in your wallet and keep it at the house. That way, if your wallet or purse is lost, stolen or misplaced again, your have all that information in front of you.
Officer Larry Jacobs is the Crime Prevention Officer for the Sandy Springs Police Department. He can be reached directly at firstname.lastname@example.org.